A Little About Me April 20, 2022

Short and Sweet

So you will see when you visit my blog that most of the time I try to keep things not only informative but also, I believe this is where you will get to know me.
I actually write my blogs the same way I speak.  I often have people tell me that know me,  “when I read your blog it is like I am talking to you” and I actually don’t think that is a bad thing!
Buying and selling real estate can be very frightening to some, especially if you are a first time home buyer.  The last thing you need is for someone to be so methodical or systematical that you don’t feel comfortable because buying or selling home, in my opinion, should be an enjoyable experience.
No big lesson here today!  Relax!  You are welcome to contact me anytime via text, phone, or email, I will be happy to help you with any question you may have.
Enjoy your day!
Coldwell Banker Articles April 5, 2022

5 Ways to Celebrate Earth Day

Written by: Alex Collie   

Earth Day is on April 22, and there are so many ways to join the movement including these 52 tips to invest in our planet. Looking to celebrate and help at the same time? Here are five tips that you can try from the comfort of your own home.

Reuse and repeat. Plastic bags and single-use bottles often end up in landfills or in our oceans, rivers and lakes. Reusable bags and bottles offer a stylish and eco-friendly alternative that you can easily refill and reuse. Find the perfect spot to store them in your home or car, so you can take both on the go to grocery stores, running errands and to your kids’ soccer games.

Hit the great outdoors. With so many distractions today, it can be hard to find time to get outside. Earth Day is simple reminder of just how beautiful our planet is. Spend an afternoon on your backyard patio with friends or family, take a long walk around the neighborhood or visit a local hiking trail — you can even register to be a part of the Great Global Cleanup in your community.

Try an organic garden. It feels good to be self-sufficient. While we can’t always be that way, a little starter garden doesn’t take up too much space. You can even have a portable garden on your porch or balcony. And with pollinator gardens, the kiddos can see how bees and other pollinator populations are crucial to our habitat.

Plant a tree or twoDid you know trees can reduce a household’s energy consumption for heating and cooling by up to 25%? By adding a small tree to your local neighborhood’s tree canopy, you can help save money and provide a vital wildlife habitat for years to come. Studies have shown that trees are great for our stress levels and mental health, too. So, plant one!

Window shop instead. Shopping secondhand or simply reducing your purchase volume is a great way to reduce your environmental impact. When it comes to home décor shopping, it’s easy to fill up on new and mass-produced items that often end up in a landfill when you tire of them.  This year, discover something new that’s old while at consignment shops or vintage outdoor markets.

 However you choose to celebrate Earth Day this year, try it at home with friends and family. Spending time with loved ones can remind us just how lucky we are. And treating the planet like your home is a great way to give back.

original article found here: https://blog.coldwellbanker.com/5-ways-to-celebrate-earth-day/

Coldwell Banker Articles April 5, 2022

9 Overlooked Items to Prep Your Home for Sale

Written by: David Marine                         

Guest post by Cara Ameer

So you’ve prepped your home cosmetically for sale in every imaginable way – fresh paint, a deep cleaning, new landscaping, decluttered closets and even organized the garage!  Your house looks better then it ever has and you are ready to hit the market!  Before you proceed with the “For Sale” sign in the ground, there are several key pieces of information that you should consider gathering that today’s savvy buyers are going to want to know.

1.  Survey

Do you have a copy of a current survey on your home?  Have this document available and provide to your listing agent so they can include in the information about your home.  Buyers want to know about property lines, easements, conservation buffers, if there is room for a pool, if the property line extends to the water behind your home, etc.  Having a survey to provide upfront will help to eliminate these types of concerns vs. waiting until a property is under contract.

If you’ve made any changes that would affect your property such as adding a pool or fence since you took ownership and are not shown on your current survey, it’s important to advise the buyer.  A new survey will usually need to be ordered prior to closing in this scenario.  If you don’t have one from when you purchased the home, try contacting the title company or attorney’s office that handled the closing of the property.  Depending on how long ago that was, they may be able to retrieve from their archives.

2.  Floorplan or Appraisal Sketch

Buyers often need to know room dimensions as it helps with determining furniture placement and to ensure how what they have will fit (or have to be reconfigured) in the new space.  As any real estate agent can attest, many hours have been spent measuring spaces while looking at a home and comparing that against the existing buyer’s furniture dimensions.  I’ve encountered entire home searches that revolved around a great room accommodating an entertainment center and the garage size so a motorcycle could fit in addition to the cars!

An appraisal is helpful as it can confirm the exact square footage of a home vs. relying on tax records which may not be accurate.  We’ve all heard stories where the appraisal showed the actual square footage that was smaller than what was initially represented in a listing sheet.  Having an appraisal will help to ensure that does not happen.  You should have received a copy of the appraisal if you obtained a mortgage loan from your lender or if you refinanced.  If you don’t have either, consider having a floorplan drawn up or home measured by an appraiser when prepping your home for sale. Your agent can assist with resources to this effect.

3.  Utility Bills

Buyers want to get an idea of what they can expect the heating and cooling bills to be in a home.  Review your bills over the last one to two years to get an average in the various seasons, or call your local utility provider as they can often provide you with information on the high, average and low costs.  This information can be very beneficial when a buyer sits down to number crunch their total costs of owning a home.  If you had an unusually high or low bill, provide some explanation to accompany the numbers.

4.  Termite Bond

In many markets where termites are alive and well, it is common place for homes to have some sort of protection plan in place which is also known as a bond.   In Florida, where I live and work, this is a primary concern and often one of the first questions buyers and their agents want to know.  Prior to listing your home, obtain a copy of your termite bond policy from the provider, know exactly what type of bond you have – repair or treatment bond and up to what dollar amount of coverage is it good for.  Also know how long the bond is in effect, when it is up for renewal and what the renewal fee is, if there is a transfer fee and what does it provide protection for – not all bonds provide protection against all different types of termites.

5.  Pest Control

If you maintain any type of pest control on your property, compile information as to who the provider is, what you have done, how much you pay and how often does the company come out to treat the property.  A copy of your service agreement is helpful in this instance.

6.  Insurance

Buyers especially want to know who a seller uses for their homeowners insurance and how much they pay.  This is particularly the case in higher risk areas (where there are hurricanes, floods, fires, etc.) With homeowners insurance potentially more difficult to obtain in some areas, going through the existing seller’s insurance company can help streamline the process, particularly on an older home.

7. Product Manuals and Warranty Documents 

Now is the time to gather the various product manuals for all items that will be staying in the home such as appliances, water heater, heating and cooling system, ceiling fans, pool equipment, etc.  If your home came with any warranties, be sure to include these for the new owner as well.  Putting all of these in one large envelope makes it easy for everything to be readily accessible in one place for the new buyer.

 8.  Service Providers

Compile a list of all service providers/vendors and their contact information who you have used on your home – lawn service, pool service, A/C company, etc. While a new buyer may or may not choose to use these services, they will certainly appreciate having resources available to them and may elect to initially use them as they make the transition to living in your home.

9.  Covenants and Restrictions, Neighborhood Rules and Information  

This is key critical information for a new owner to have on hand.  A contract may likely hinge on the buyer’s review of this information, so easiest to have it available ahead of time.  If you don’t have these, contact your neighborhood’s association president or management company for assistance in obtaining a copy. Many of these documents are matters of public record and are available by going online to the appropriate municipality’s website.

Work with your agent to create an informational package or binder that you can provide to prospective purchasers that come through the home with the information mentioned above.  Gathering this information before you put your home on the market will save time and make the process that more efficient once you find a buyer.  It may even help your home to sell faster as all of this information is available upfront, eliminating the need for guesswork and waiting on answers while another property could possibly come on the market to grab the buyer’s attention.  You want to help keep the buyer focused on your home, so make it easy for them to buy by giving them what they want.  Happy selling!  You can read more home seller tips here.

original article found here: https://blog.coldwellbanker.com/9-overlooked-items-to-prep-your-home-for-sale/

Coldwell Banker Articles April 5, 2022

5 Ways to Spring into Cleaning

Written by: GUSTAVO GONZALEZ         MAR 16, 2022

It’s that time again! Spring has arrived and so has the need to freshen things up a bit. Whether you’re planning a total home makeover, or you just want to declutter, organize and refresh some spaces, we’ve got a few ways to get you started.

Before you spring into action, make sure you have the right cleaning products. There are a ton of eco-friendly, non-toxic options and it’s worth a little extra research to find the right ones.

Clean in chunks. Spring cleaning can feel overwhelming. Start by making a list of everything you want to get done and then break it down in 30-minute chunks. Need to dust, vacuum, sweep and mop? You don’t have to do it all in one day. Start with dusting first and see how far you get. Think floorboards, celling fans, corner walls and windowsills. That alone will help freshen everything up.

Hit the washing machine. There’s nothing better than fresh, clean linens. Take some time to clean stains before you throw them in the wash. You could also add a few drops of your favorite essential oils, so they smell even better. If weather permits, hang them outside for the most eco-friendly way to dry your linens. And, while your linens are washing, you can go back to some of that sweeping and mopping.

Focus on the bathroom. When the last time you disinfected your shower head? Showers and shower heads are magnets for mold and bacteria so make sure and use an antibacterial and anti-mold solution for those areas. When it comes to the sink, tub and toilet, there’s nothing a hefty scrub brush can’t take care of. And don’t forget to use it on the grout, you’ll be amazed at how great it looks afterwards.

Got carpets? Spring is the best time to deep clean those dirt-filled carpets and rugs. If you’re more of a DIYer, you can run up to your nearest hardware store and rent a cleaning machine (this will cost less, too). Or you can find a reputable carpet cleaning company and let them take care of it. Either way, your house will smell and look a million times better with freshly cleaned carpets!

Sparkling windows for the win. Windows both inside and out tend to get very grimy without you even noticing. Power cleaning them is probably one of the most satisfying things you can do. Use a streak-free window cleaner and a microfiber towel to quickly wash away all that seasonal build up. You might also want to clean your blinds along the way, as they tend to accumulate a lot of dirt as well. You reward? A beautiful, clear view to the outside.

Finally, if it’s warm enough, don’t forget to open up all the doors and windows and let that fresh spring air circle through. There’s really nothing better than a sparkly clean home to enjoy on a gorgeous spring day.

original article found here: https://blog.coldwellbanker.com/5-ways-to-spring-into-cleaning/

Market updates April 4, 2022

Is this the time to sell?

Do I sell or Do I buy?.” It is so difficult in this current real estate climate if you currently own a home to know what to do.
 I have been in and around the real estate business for close to 40 years and I have never seen such a swift rise in home prices and plethora of home equity.
 Nationally in third quarter of 2021 home equity averaged an increase of $57,000.00 or 31% average.  This statistic is an anomaly to say the least and you must be asking yourself is this the time to sell and if I do sell can I afford to purchase another home?  The answer is with this type of equity more than likely you can afford to purchase another home equal to or greater than the one you are selling but it may not happen as quickly as it has in the past.
One of the reasons for the large increase in home equity/values is “supply and demand”.  There just is not enough homes to purchase as there are buyers, so like with any commodity the price goes up.  This is not to say that buyers are not able to find a home to purchase it is just there are not as many, therefore, taking longer to find a home.  However,  for sellers this is an opportunity to cash in on a lot of equity not seen in a long time!  If you have the ability to sell, NOW IS THE TIME!
I would be happy to discuss with you my opinion of your home and potential equity you may have.  Please feel free to give me a call, I would love to hear from you!
Jamie Kardosh
Coldwell Banker Schmidt Petoskey
231-838-2095
Northern Michigan March 7, 2020

THE ICE IS MELTING ON THE INLAND WATER WAY!

I write a lot about this beautiful area that I live in because this is not only where I sell homes but I believe this is one of the little hidden beauties of this country.  You may see ads or social media photos at different times about this beautiful area but until I watched an episode of the Today Show and Kathy Lee Gifford’s visit here, I never really realized that people didn’t know it existed.  Kathy Lee marveled over the breath taking views, shops, restaurants and the intense beauty that Little Traverse Bay has to offer and you know what?  She’s right!

I live on one of the inland lakes just outside of Petoskey on the famous Inland Waterway and although I love the clean crisp snow there is nothing better than after a long winter watching the snow and ice melt on the lakes, the fishing shanties come down and the birds start to return from their southern migration.  If you live here you learn not to be fooled as the snow and cold may return in a matter of days but it is the excitement of knowing that soon the lakes will be clear of ice, the trees will start to blossom with leaves and the never ending sound of  docks returning to the water will start to surface.

If you are looking to visit or purchase in the #Petoskey, #Harbor Springs, #Charlevoix or #Cheboygan  area please call me, it would be my pleasure to help you!

Jamie Kardosh, Sales Associate

Coldwell Banker Schmidt RE, Petoskey

231-838-2095